House Construction Stages & Payment Schedule in Goa | G+1 Villa Guide

Building your dream villa or residential home in Goa is an exciting journey. However, managing finances and contractor expectations is often where homeowners feel the most stressed. A structured, milestone-based installment plan safeguards your funds and ensures construction continues smoothly. Below is the comprehensive G+1 (Ground + First Floor) Payment & Milestone Schedule used across Goa, detailing both the grey structure civil work and full interior/exterior finishing.

Covering Residential Builds Across All Goan Talukas:

Bardez (Mapusa, Calangute, Porvorim, Assagao) Tiswadi (Panaji, Old Goa, Bambolim) Salcete (Margao, Colva, Fatorda, Benaulim) Pernem (Mandrem, Morjim, Arambol) Mormugao (Vasco, Dabolim, Chicalim) Ponda Bicholim Quepem & Canacona

📄 Download Printable Payment Schedule (PDF)

Keep a physical copy on your construction site.

1. Foundation - Till Plastering Starts PDF 2. Plastering to Finish PDF Milestone Chart

Part 1: Grey Structure Civil Work (G+1 Ground + First Floor)

The civil structure covers all foundational, structural concrete (RCC), local Goan laterite stone masonry, and plastering.

Stage I: Foundation & Footing Sub-Structure 15% Advance

• Site lineout marking and alignment for column footings.
• Footing excavation in natural soil up to 1.2 meters below ground level.
• Soling and Plain Cement Concrete (PCC) bedding for footings (10 cm each).
• Steel reinforcement cage standing and footing RCC casting.
• RCC column erection up to the plinth beam bottom level.

Stage II: Plinth Beam, Ground Bedding & Masonry 15% Advance

• Trench excavation for outer plinth walls (50 cm below ground level).
• Soling and PCC below plinth masonry (10 cm each).
• Foundation masonry below plinth beam level using 23/30 cm high-density Laterite Stone.
• RCC Plinth Beam execution (20/23 cm width & 35/40 cm depth).
• Backfilling, thorough water consolidation, and mechanical ramming of soil up to plinth level.
• Ground floor soling and PCC flooring layer (10 cm each).

Stage III: Ground Floor Laterite Masonry & Lintels 15% Advance

• Ground floor external & internal Laterite stone wall masonry (20/15 cm block sizes).
• RCC columns cast up to the bottom of the ground floor beam level (2.5 m clear height).
• RCC casting of door & window lintel bands (20 × 20 cm) and staircase cast up to mid-landing.
• Laterite masonry above lintel level up to ceiling height.

Stage IV: Ground Floor Beam & Slab RCC Work 15% Advance

• Sturdy formwork / shuttering of ground floor beams (40/50 cm depth).
• Ceiling slab shuttering using clean M.S. metal steel plates.
• Structural rebar (TMT) cutting, machine bending, chairs, and mesh binding.
• Full RCC concreting pour for floor beams and suspended roof slab (12 cm thickness).

Stage V: First Floor Masonry & De-Shuttering 15% Advance

• First floor Laterite stone wall masonry (20/15 cm blocks).
• RCC column pours up to first floor beam bottom (2.5 m clear height).
• Lintel bands for upper doors/windows (20 × 20 cm) and remaining staircase flight.
• Masonry work above lintel level.
• Safe de-shuttering of beam side props after 2 days, and bottom slab formwork props after 14 days (2 weeks).

Stage VI: First Floor Slab & Ground Floor Plaster 15% Advance

• Shuttering of upper beams (40/50 cm) and slab with M.S. metal plates.
• Rebar reinforcement cutting, bending, spacing, and binding.
• RCC concreting pour of top floor beams and terrace/roof slab (12 cm thickness).
• Single-coat internal cement plastering for ground floor walls and ceilings.

Stage VII: Full External/Internal Plastering & Steps 10% Advance

• De-shuttering of first floor beam sides after 2 days and slab bottom formwork after 2 weeks.
• Single-coat internal cement plastering for first floor rooms.
• Double-coat weather-resistant external plastering across ground & first floors (crucial for Goa rains).
• Construction of front entry steps (1.5 m width) and rear service steps (1.0 m width).
• Neat plain cement plastering for all exposed columns, archways, and edges.

⚠️ Standard Exclusions & Owner Responsibilities in Grey Structure

Ensure these terms are agreed upon in writing before starting work:

• Material Storage: Adequate storage space must be available within 10 meters of the building footprint.
• Utilities: Temporary water and power connections, as well as ongoing utility bill payments, are strictly under the property owner's scope.
• Water Curing: Daily curing of masonry and concrete is managed by the owner or arranged via designated site labor.
• External Infrastructure: Septic tanks, soak pits, compound walls, plot fencing, and site landscaping are measured and billed separately outside the structure quote.
• Special Treatments: Anti-termite soil treatment with warranty and specialized chemical roof waterproofing membranes are separate scopes.
• Architectural Features: Decorative cornices, classical moldings, corbeling, or cast round columns are charged separately.

Part 2: Finishing Stages (Conduits, Plumbing, Flooring & Doors)

Once the grey structure curing is complete, the project moves into the high-detail finishing stages split across three clear installments.

Finishing Stage I: Electrical Conduits, Plumbing & Frames 30% Advance

• Concealed Electrical Conduiting:
  • Living Room: Board 1 (4 lights + 2 fans + 5A socket), Board 2 (15A AC point), Board 3 (2x 5A TV points).
  • Bedrooms: Board 1 (2 lights + 1 fan + 5A socket), Board 2 (Bedside 5A point), Board 3 (15A AC point).
  • Kitchen & Dining: Heavy 15A points for refrigerator, washing machine, and countertop appliances plus standard light/fan boards.
  • Bathrooms & Balconies: Geyser 15A points, exhaust fan points, veranda light point per 3 meters, and 2-way staircase switches.
• Concealed Plumbing Piping:
  • Diverter body (ALD-CHR-055N), shower arm, spout, and overhead shower piping.
  • Wall-hung WC concealed plumbing, Metropole flush valve piping, health faucets, washbasin bottle traps, and kitchen sink cock points.
• Door & Window Grills Fitting:
  • Fixing solid door frames: Main Door (2.10m × 1.20m), Bedrooms (2.10m × 0.90m), Bathrooms (2.10m × 0.80m).
  • Fabrication & installation of protective M.S. window grills (1.2m × 1.5m) and ventilator grills (0.6m × 0.6m).

Finishing Stage II: Wall Putty, Primer & Tile Flooring 40% Advance

• Surface scraping and application of 2 coats of premium internal wall care putty.
• Machine/manual sanding of wall putty and smoothing of wooden door frames.
• Application of single coat internal primer and exterior primer.
• Fabrication of granite kitchen platform (3.0 m to 3.5 m length) with Stainless Steel (S.S.) sink.
• Tiling work:
  • Kitchen wall tiles (2 ft × 1 ft) fitted with ACC cement.
  • Bathroom wall dado tiles (2 ft × 1 ft) and anti-skid floor tiles (1 ft × 1 ft).
  • Main room flooring: Vitrified tiles (2 ft × 2 ft) jointed seamlessly without spacers.
  • Staircase step and riser tiles (1 ft × 4 ft).

Finishing Stage III: Painting, Railings, Electrical & Doors 30% Advance

• Installation of Internal Stainless Steel (S.S.) safety railings (0.90 m height) and external concrete baluster railings (0.90 m height).
• Pulling electrical wiring through concealed conduits and installing modular plates, switches, and sockets.
• Installation of CP bathroom fittings, washbasins, taps, and wall-hung sanitary ware.
• Application of final double coat internal & external paint with roller finish. Enamel painting on window grills and balusters.
• Door shutter installation with premium hardware:
  • Front Door: Fitted with 3 Plantex antique brass 12-gauge 5" hinges, Godrej Ultra XL+ rim lock (6082), antique brass handles, magnetic door stop, and tower bolts.
  • Internal Bedroom Doors: Plantex 5" brass hinges, Godrej classic cylindrical locks (5808), magnetic stoppers, and tower bolts.
  • Back Door: Godrej rim lock (7303) and heavy brass fittings.
  • Bathroom Doors: Plantex brass hinges, 8" external aldrop latch, and 3" interior security latch.
• Hand-polishing front main door and wooden frames; fitting window glass/louver shutters.

Frequently Asked Questions (FAQ)

Can I customize electrical points or add invertor / solar lines?

Yes. However, specialized electrical requirements such as inverter loops, home automation, solar water heater connections, high-speed fiber conduits, and CCTV wiring are treated as additional work outside the base quotation.

Why is double-coat plastering mandatory on Goan building exteriors?

Goa receives intense monsoonal rainfall exceeding 3,000 mm annually. A dual-coat external cement plaster seals laterite pores and forms an impenetrable weather shield against dampness and internal wall efflorescence.

How can I verify each stage before releasing payment?

Before releasing each stage advance, conduct a joint site inspection with your contractor or third-party project manager to inspect the completed milestone (e.g., verifying beam dimensions, rebar binding, or tile hollow-sound tests).

Planning your dream home in Goa? Bookmark this page or download our PDF checklist to ensure transparent, hassle-free construction progress!